Temporary repairs protect both your home and your claim. Done correctly, they can prevent extra damage and show you acted responsibly.
Key Takeaways
1
Focus on preventing further damage, not completing final repairs2
Document the scene before making any temporary repairs with photos and video3
Save every receipt for materials, labor, and equipment rental4
Work safely or hire professionals for dangerous repairs like roof tarping5
Only make repairs that are absolutely necessary to protect the property1. Focus on stopping further damage, not full restoration
Your goal is to stabilize the property, not finish the final repair work.
- Use tarps, plastic sheeting, and plywood to keep water and debris out.
- Set out buckets or containers to catch active leaks.
- Remove wet items that could grow mold, but photograph them first.
2. Work safely or hire professionals
Climbing on roofs or working around damaged structures can be dangerous.
- Avoid steep or slick roofs, especially after heavy rain.
- Turn off power to wet areas before working around outlets or cords.
- Consider hiring licensed emergency services for tarping and board-up work.
3. Track costs and keep every receipt
Many policies reimburse reasonable emergency repair costs.
- Save invoices from mitigation companies, roofers, and handymen.
- Keep receipts for tarps, fans, dehumidifiers, plywood, and fuel.
- Note dates and times work was performed.
4. Document before and after each step
Photos before, during, and after temporary repairs help prove what was damaged and what you did to protect the home.
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